Disruptor 2 av 6 till banker PayPal från Google.

lobalkJag fortsätter att citera Computer Weekly. Tidigare har jag nämnt Google Nu följer nästa nummer 2 av 6.

2. PayPal from E-bay
When Ebay announced that PayPal would become a separate company making its own strategic decisions, it was evidence that payments was a good place to be.Ebay and PayPal will become two separately listed companies this year after Ebay’s board decided it would not be to either operation’s benefit to stay together. Ebay acquired PayPal in a $1.5bn deal in 2002.The man tasked with making PayPal a giant of financial services, Dan Schulman, said recently that software is eating into the financial services sector and PayPal is at the centre of this. Due to the rise of digital banking, technology companies are increasingly seen as genuine competition to banks and other traditional financial services providers.

PayPal has a large customer base, trusted technology and capital resources, as well as space to grow. Schulman said PayPal could be the world’s leading open digital payments platform.

PayPal recently bought mobile payment startup Paydiant for $280m. The startup sells mobile payment software to retailers to enable them to create their own branded mobile payment services. Subway and credit card company Capital One are customers.In the future, people might say Ebay was part of PayPal, rather than the reverse.

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